Credit Analyst - Personal Finance (UAE National)

To analyze and process all cases received at Retail Credit Department within policy parameters and credit considerations as well as to ensure proper authority compliance as per the approved delegated matrix.

Key Responsibilities

• Analyzing and processing cases based on overall consideration of customer's profile and in compliance with bank policy and procedures
• Meeting the targeted productivity levels and to ensure adherence to service level agreement (SLA) and turnaround time (TAT).
• To ensure proper use of assigned delegation authority laid down by the bank
• To identify and highlight any suspicious activities thereby reducing risk exposure and increasing quality of analysis
• To ensure the updating of data reported in the daily productivity sheet (MIS)
• To ensure appropriate level of productivity output to enhance within given resources in times of peak load (month ends, promotions etc...)
• To ensure detailed credit analysis (fresh, Repeat and After Sales) and to highlight approval conditions
• To ensure all deals send for Contact Point Verification (CPV) as per CPV policy
• Adherence to Standard Operating Procedures (SOP) wherever applicable
• Conduct training to new comers and monitor the training performance whenever required.

• Preferably Graduate in Accounting/ Financial Service/ Statistics/ Computer Science/ Business Administration.
• 2-3 years’ experience in financial service industry

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