- Review and assess individual and group insurance applications based on medical history and risk factors.
- Analyze medical records, lab results, and attending physician statements (APS) to determine insurability.
- Evaluate group demographics, industry type, and claims experience for group underwriting decisions.
- Determine appropriate acceptance, rejection, exclusions, or premium ratings based on underwriting guidelines.
- Collaborate with sales, actuarial, and claims teams to structure group coverage and pricing.
- Request additional medical information when needed to support risk assessment.
- Ensure compliance with internal policies, insurance regulations, and industry standards.
- Maintain accurate documentation and clear rationale for all underwriting decisions.
- Utilize underwriting tools, software, and risk assessment models effectively.
- Communicate decisions and medical requirements to agents, brokers, or applicants professionally.
- Participate in policy renewals and evaluate existing group performance for pricing adjustments.
- Stay updated on medical trends, industry regulations, and emerging risks affecting underwriting.
Job Types: Full-time, Permanent
Pay: AED5,000.00 - AED5,500.00 per month